Thursday 24 May 2012

Coping Financially With Accidents

So, you are all geared up to buy a personal accident insurance plan from L & T Insurance. Have you gone through the chosen policy in detail? Have you compared all the health insurance plans offered by this company? A comparative analysis will let you buy the best. Currently, this company has on offer four health insurance plans, viz. my:health Medisure Prime Insurance, my: health Personal Accident insurance, my: jeevika Personal Accident Micro Insurance, and my:jeevika Cash@hospital Micro Insurance.

Unexpected occurrences knock at our doorsteps without our knowledge. You never know what will happen the next moment. In today’s scenario where accidents are a humdrum affair leading to temporary or permanent disablement and even death, you cannot take risks. Financial instability resulting following such an incident can create havoc. This is where getting insured with a personal accident insurance comes into play. Choosing L & T Insurance, you are only taking the right decision. 

An age criterion is one of the eligibility factors for buying a personal accident insurance policy. For L & T Insurance, age between 5 years to 70 years is covered. For same insurance for children between the age of 5 and 18 years, either parent should be covered.

The Numero Uno Medical Insurance Policy

Do you know my:health Medisure Prime from L & T Insurance has been voted the numero uno general insurance product within first year of operations? The voting was based on a survey of over 30,000 people by Nielsen. Bouncing back from a medical emergency quickly is indeed possible with this health insurance policy. In a scenario where you are spoilt for choices given the abundance of medical insurance policies in front of you, such surveys do prove fruitful in letting buyers take informed buying decisions. After all, the insured would only want to buy the best and the cheapest.

Here are few of the features of this my:health Medisure Prime health insurance plan:
•    Pay premium according to locational healthcare costs
•    Double sum insured for treatment of critical illness
•    Cover for maternity and new born
•    In case of hospitalisation due to an accident, you get reinstatement of sum insured with this medical insurance policy
•    For hospitalisation exceeding 10 continuous days, lump-sum recovery benefit is covered
•    Policy option for two years instead of the general one year
•    For individuals above 45 years, this health insurance policy assured free health check-up after every two consecutive renewals.

Explore more about my:health Medisure Prime health insurance at www.ltinsurance.com.
 

Tuesday 24 April 2012

Insure Your Health Today For A Better Tomorrow

Health tips do help one stay fit and healthy in the long run but then, what about other adversities of life. One of the best health tips nowadays is to get insured for health. A number of health insurance companies in India provide an array of health insurance plans providing cover for adversities and the ever-spiraling medical costs. L&T is one of leading the health insurance companies in India which offers an array of health plans like Medisure Prime Insurance, Personal Accident insurance, Personal Accident Micro Insurance, and Cash@hospital Micro Insurance. Meticulously designed, each of these plans is suited for our various future health needs.

L&T’s Medisure Prime Insurance plan is suited for those who are scared of paying more premiums than their local hospitals charge them. So with Medisure prime insurance, you get a health cover for yourself and family at very reasonable rates as per your living place. With personal accident insurance, you can buy a guarantee to happiness even if a mishap takes over and Cash@hospital Micro Insurance plan is one special plan devised for rural areas to enable you ease your financial burden during hospitalization. So where health tips cannot help, health insurance companies in India come to your rescue….

Monday 19 March 2012

Insure Your Business From All Perils With L&T Corporate Plans

Insurance is the other name of risk management. A number of insurance companies in India are mushrooming and prospering by selling the risk guards in forms of health insurance, corporate insurance and life insurances. Corporate insurance is vital for all those who have pushed their share of lifelong earnings into getting a business started and setting up a new corporation. Big or small, every corporation stands prone to many adversities. These adversities can be handled well with corporate insurance. Employees, resources and machineries all, equally important, make up a corporation. L&T Insurance is one of the major insurance companies in India offering corporate insurance for employees, manufacturing units, machineries and corporate buildings, and much more.

L&T’s Standard Fire & Special Perils Corporate Insurance plan, Machinery Breakdown Insurance, Electronic Equipment Insurance, Contractors All Risk Insurance, Erection All Risk Insurance, Contractors Plant & Machinery Insurance are exclusively designed for all types of industry and trade groups. Not many insurance companies in India think of small businesses and their insecurities, but L&T offers them my:jeevika Standard Fire & Special Perils Micro Insurance plan which is specially designed for small businesses in rural and semi urban areas who do not wish to pay larger premiums.

Wednesday 14 March 2012

Fight Risks, Get Accident Insurance Today

Personal accident insurance might not be a big deal for those who have never encountered one but then why wait to experience one and bear the exasperating medical and financial consequences. Such situations might land you or your family in a helpless situation causing a complete drainage of life-long savings as well. Leading health insurance companies in India today offer a bounty of health insurance plans which also include special accident insurance programs. To avoid the quandary of financial emergencies along with health emergencies, a health and accident insurance cover is a must.

The health insurance companies in India like L&T Insurance offer offers plans which make you pay premiums as per your location and in complete sync with the hospital charges. L&T personal accident insurance not only covers death and disability of insured caused by an accident but also offers a lump sum amount to the family in the event of death or to the insured in case of disability. We cannot predict our future today, but with the emergence of health insurance companies in India we can insure it from all risks and all hazards so that our family doesn’t suffer from emotional and financial loss all at the same time.

Monday 20 February 2012

Stay Insured, Stay Healthy

A drastic change in lifestyle has left us and our loved ones amidst uncountable health risks. No doubt, we live in a highly developed world where every small to big health hazard has a cure. But in absence of a suitable medical insurance cover, the sky-scraping medical and healing costs can burn huge holes in your pockets. Health insurance not only helps you save your hard earned savings but also provide you with lump-sum money needed for health emergencies. L&T Insurance companies in india is a name that banks on its health and medical insurance plans designed meticulously in accordance with today’s medical needs.

Health insurance cover is essential for you and your family to help you sail through accidental, travel related, occupational or various other critical illnesses. L&T’s various medical insurance plans are designed to ease your medical hassles and get you through the complicated insurance procedures without any inconvenience. The L&T health insurance premiums are also decided according to your location so you pay according to the treatment costs, not a cent more. This and much more is in store for you and your family in the innovative medical insurance plans that are on the L&T healthcare platter. A small price for BIG priceless smiles…..

Wednesday 11 January 2012

Insurance companies in India and L & T general insurance

Which general insurance company do you rely on for your insurance policies related to health, motor, corporate, etc.? All insurance companies in India provide financial protection in times of emergencies for what you are insured. Terms and conditions do differ not to mention premium amount, cover on certain risks, and related paraphernalia. Before you buy your general insurance policy, it will be wise on your part to go through all terms and conditions so that you don’t regret later. One company that is a buzz in the insurance market amid the insurance companies in India is L & T Insurance. This company offers a host of general insurance policies with a whole range of benefits covered in each. For example, double sum is insured for treatment of any of the 9 critical illnesses covered not to mention ‘no sub limitations’ for room, rent, medicines, surgery, i.e. everything is covered in its health insurance policy. Few of the general insurance policies it offers include my:health Medisure Prime Insurance, my: health Personal Accident insurance, my: jeevika Personal Accident Micro Insurance in the category of health; my:asset Private Car Package Policy, my:jeevika Commercial and Miscellaneous Vehicles Package Policy in the category of motor and more.